- Information Gathering
The type of information we collect depends on the type of product or service you obtain from us. We may collect “nonpublic personal information” about you. “Nonpublic personal information” (or NPI) is information about you which is not available from public sources, but obtained in connection with providing you with a financial product or service.
For example, we may receive information from your insurance applications and reimbursement request forms, medical providers, other insurers, employers, insurance support organizations, and service providers. The gathering of this information is designed with you in mind so that we can provide you better service. Here are some examples of the types of information the Tomorrow’s Employment Concepts website collects if you choose to provide it:
“Contact Us” and other e-mail forms — Name and e-mail address
Request for information forms — Name and mailing address and/or e-mail address
Event registration forms — Name, e-mail address, mailing address, company, title & phone number
Newsletter subscriptions — Name, e-mail address, company, and title
- Use of Information Gathered
The information Tomorrow’s Employment Concepts collects is used to administer insurance policies, answer questions or concerns, and provide information requested in a timely manner. We also collect information from prospective employees who are interested in applying for a position with Tomorrow’s Employment Concepts.
- Obtaining Copy of Your Information
You may request access to NPI we collect from you. Simply write to us at the address listed below requesting this information. Please be sure to include your full name, address, telephone number and policy number (if we have issued a policy). If your NPI request includes health information, we may provide the health information to you through a health care provider you designate. We will also send you information related to disclosures. Please note that this section applies to NPI we collect to provide you with coverage. It does not apply to NPI we collect in anticipation of a claim or civil or criminal proceeding.
Attn: Privacy Officer
Tomorrow’s Employment Concepts
1000 Brooktree Road, Suite 300
Wexford, Pennsylvania 15090
- Safeguarding Information
We have physical, electronic and procedural safeguards that protect the confidentiality and security of NPI that comply with applicable regulations to guard your personal information. Personal information you have provided is limited to employees and agents of Tomorrow’s Employment Concepts who need to know that information in order to service your request. Tomorrow’s Employment Concepts retains the information collected for as long as required or permitted by law or regulation.
- Information We May Share
Please be assured we do not share your NPI information to market any products or services. We may share information about you with people who help perform insurance, business, and professional services for us, such as helping us pay claims or underwrite a risk. We may also share NPI with medical providers for insurance and treatment purposes, or with an insurance support organization. In certain cases, we may share NPI with group policyholders for reporting and auditing purposes, though all information would remain anonymous. Finally, we may also share NPI when otherwise required or permitted by law, such as sharing with governmental or other legal authorities. Whenever legally necessary, we will ask your permission before sharing NPI about you. And our practices apply to our former, current and future customers.
When other companies help us conduct business, we expect them to follow applicable privacy laws. We do not authorize them to use or share NPI except when necessary to conduct the work they are performing for us or to meet regulatory or other governmental requirements.
Tomorrow’s Employment Concepts, including administrators and insurance service providers, may share NPI about you with each other. Consistent with the Fair Credit Reporting Act, we ask your permission before sharing NPI that is not directly related to our transaction or experience with you.
Tomorrow’s Employment Concepts, LLC
Tomorrow’s Employment Concepts, LLC, dba TEC Benefits
TEC Administration, Inc.
What is a cookie? Cookies are sets of information that our Web server assigns to you when you visit our website. Cookies are used in a few areas of our site only for maintaining information between pages. They are not used for storing or tracking personal information from our customers. These cookies simply carry forward information that you submitted on one screen to the next screen, eliminating the need for redundant entry. These cookies do not gather any other personal information from you or your computer. You do have a choice whether or not to accept the cookie, however, if you reject the cookie or if cookies are disabled on your Web browser, some parts of the website will not be operable.
- Non Tomorrow’s Employment Concepts Websites